A Brief History: Universal Health Care Efforts in the US

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A Brief History: Universal Health Care Efforts in the US

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Share A Brief History: The evolution of these efforts and the reasons for their failure make for an intriguing lesson in American history, ideology, and character. Other developed countries have had some form of social insurance that later evolved into national insurance for nearly as long as the US has been trying to get it. Some European countries started with compulsory sickness insurance, one of the first systems, for workers beginning in Germany in ; other countries including Austria, Hungary, Norway, Britain, Russia, and the Netherlands followed all the way through Other European countries, including Sweden in , Denmark in , France in , and Switzerland in , subsidized the mutual benefit societies that workers formed among themselves.

So for a very long time, other countries have had some form of universal health care or at least the beginnings of it. The primary reason for the emergence of these programs in Europe was income stabilization and protection against the wage loss of sickness rather than payment for medical expenses, which came later. Programs were not universal to start with and were originally conceived as a means of maintaining incomes and buying political allegiance of the workers.

In a seeming paradox, the British and German systems were developed by the more conservative governments in power, specifically as a defense to counter expansion of the socialist and labor parties. US circa , including Reformers and the Progressive Era: The government took no actions to subsidize voluntary funds or make sick insurance compulsory; essentially the federal government left matters to the states and states left them to private and voluntary programs.

The US did have some voluntary funds that provided for their members in the case of sickness or death, but there were no legislative or public programs during the late 19th or early 20th century. In the Progressive Era, which occurred in the early 20th century, reformers were working to improve social conditions for the working class. Therefore the first proposals for health insurance in the US did not come into political debate under anti-socialist sponsorship as they had in Europe.

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Missing details and descriptions,along with poor page layout made the online shopping experience unimpressive. The cost of the insurance was much higher than many other companies and didn’t appear to be a good value in comparison to those companies ranked higher. Continued from above Pet Insurance allows a caring master to continue to enjoy their pet for years to come without facing the financial burden and difficult decision between helping their loved one, or putting it to sleep as a result of cost.

A number of pet insurance companies exist today that can greatly relieve the burden of life saving procedures and care.

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DFS Annual Reports Interpretations and Opinions Members of the Department’s Office of General Counsel express opinions and provide written guidance to regulated entities, members of the bar, public officials and others, on legal and regulatory matters within the jurisdiction of the Department. In some cases, for example where necessary to protect the privacy of individuals, or to maintain the confidentiality of sensitive commercial information, letters and memoranda have been redacted to delete such information.

The interpretive letters, opinions and memoranda that are posted to this website are intended to provide a research tool for attorneys and other members of the public and represent the informal views of the Department. The letters, opinions and memoranda address specific facts and circumstances, and a similar fact situation could result in a different view expressed by the Department.

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National Health insurance is designed for people who are not eligible to be members of any employment-based health insurance program. Although private health insurance is also available, all Japanese citizens, permanent residents, and non-Japanese with a visa lasting one year or longer are required to be enrolled in either National Health Insurance or Employees Health Insurance.

Health care in the Netherlands In , a new system of health insurance came into force in the Netherlands. This new system avoids the two pitfalls of adverse selection and moral hazard associated with traditional forms of health insurance by using a combination of regulation and an insurance equalization pool. Moral hazard is avoided by mandating that insurance companies provide at least one policy which meets a government set minimum standard level of coverage, and all adult residents are obliged by law to purchase this coverage from an insurance company of their choice.

All insurance companies receive funds from the equalization pool to help cover the cost of this government-mandated coverage. These policies do not receive funding from the equalization pool, but cover additional treatments, such as dental procedures and physiotherapy, which are not paid for by the mandatory policy.

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